Standard Chartered Bank Account Opening

The "SME Banking" Financial Services provided by Standard Chartered Bank are based on the customer's business needs, funds management, business development, handling risk, improve revenue and expand cross-border business.

Bank account opening documents ( Hong Kong ) – For companies incorporated in PRC

1. Documents to be provided by the corporate clients

• Identity card / passport copies of an individual, any two directors (including managing directors and legal representative), all beneficiary owners and all authorized signors (certified by the relevant persons) ;
• Memorandum and Articles of Association : original one or a certified true copy certified by the appropriate person ;
• All directors: see the headline “Documents to be provided by directors of the corporate clients” ;
• Legal documents showing the registered office, directors and major shareholders’ particulars: to be certified by directors of the corporate clients during the past 6 months and / or certified by an appropriate agent ;
• Corporate client with various hierarchy level:  If the shareholder is a corporate, the client should provide an organization chart showing the relationship with ultimate beneficiary owner(s) ;
• Business Registration Certificate:  Submit the Organization Code Certificate, Tax Registration Certificate Issued to Carry out Business and Customers, the original license of Activities of Community or its certified copy certified by director or an appropriate person ;
• A certified copy of the Foreign Application to Open Account issued by the State Administration of Foreign Exchange ;
• Business Account Opening Form and Signature Card attached.

2. Documents to be provided by Directors of Corporate Clients

• Certified copy of Board resolution authorizing the respective director(s) to act and deal with for and on behalf of the corporate (in his capacity as director) the bank account operation and incidental matters ;
• Certified copy of the certificate of incorporation ;
• Original or certified copy of the memorandum and articles of association ;
• Certified copy of the business registration certificate (if the corporate director has its registered office or principal place of business in Hong Kong) ;
• If its corporate director is incorporated in Hong Kong: certified copy of the respective Form NC1 / D2A / D2B / share allotment form (SC1) / Annual Return ;
• If its corporate director is incorporated in BVI, Seychelles, Bermuda, Cayman Islands etc, certification of the directors’ capacity, registered office statutory filing and directors’ detailed particulars for the immediate past six months ;
• If its corporate directors are incorporated in other jurisdictions, the directors’ capacity, registered office, statutory filing and directors’ details or particulars for the immediate past six months.

3. Notes

• (a) Person not holding a permanent Hong Kong ID Card (i.e. his ID card has the capital letter “A”) should provide passport copy;
• (b) Beneficiary owner means the following individual who can :-

i. Directly or indirectly beneficially owned not less than 10% of the issued share capital or profit of the relevant company ;
ii. Directly or indirectly beneficially owned not less than 10% of the voting rights or has influence on the voting rights ; or
iii. Exercise control over the ultimate control rights ;
iv. If that company representing another nature person, means that nature person

• (c) Fit and proper signor for certification means:-

1. Lawyer, accountant, notary public, accountant, tax consultant or any legal representative of the countries listed in note 4 below
2. Note 4 (below): the attorneys listed in any countries thereof, the accountants, notaries, auditors, tax advisers or judicial staff;
3. Note 4 (below) the registered or listed in any countries thereof, their senior officers of a financial institution which has operational headquarters in the note below;
4. A member of the Hong Kong Institute of Chartered Secretaries;
5. An officer of Standard Chartered Group Limited or its subsidiaries;
6. Embassy verify the identity documents issued by the country's consulate or high commission staff;
7. JP.
    

• (d) Aruba, Australia, Austria, Belgium, Brazil, Canada, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Guernsey, Hong Kong, Hungary, Iceland, Ireland, Italy, Japan. This, Jersey, the Netherlands, Luxembourg, Malta, New Zealand, Norway, waves, Portugal, Singapore, Slovakia, Grams, Slovenia, South Africa, Spain, Sweden, Switzerland, the Isle of Man, United Kingdom, United States.

• (e) An appropriate intermediate institutions are defined as :-

(A) Any State four lawyers listed or registered under supervision or a qualified financial institution or in the disclosures in note accountant;
(B) The Bank endorses an accredited institution engaged in company secretarial services, and the intermediaries are required to participate in arrangements account matter relating to the company's application for registration or account is currently employed by the applicant.

• (f) Shareholders of a corporation that includes the company name, the country of establishment and its relevant information;
• (g) The applicant must not has been dissolved or was removed, liquidation or at the closure of business or being dissolved, removed, liquidation or winding up the business and it should declare such fact in the encumbrance certificate. In addition to encumbrance certificate, where if the company is an Bermuda, Cayman Islands or Samoa applicant, the respective registration shall submit the following additional documents:

       (A) A certificate of Compliance (applicable to accounts registered in Bermuda applicant);
       (B) A certificate of Good Standing (for company registration application to open account in Cayman Islands);
       (C) Confirmation of the Appointed Registered Agent (for the applicant company registered in Samoa).

• (h)    If an overseas company registered and established for less than a year, the company is required to provide a credible or bank letter of introduction from its director / major shareholders / beneficial owners (issued by the respective overseas countries), or it may be exempted from this letter of introduction from its director / major shareholder / beneficial owners, while from some people who are the existing customers or by a certified public accountant of the respective countries / law firms / authorized intermediaries or may be introduced by recent bank statements for the previous three months instead.
• (i) It includes the personal management for the corporation's ultimate one to exercise control over.

 4. Bank reference letter’s requirement
(a) Letter head of the referral bank, full name, telephone number, fax number and address ;
(b) Issuing date ;
(c) State clearly the clients’ full name (or company’s name) and its identification document number (or for corporate, the CI number) or its other relevant number ;
(d) Signature and full name of the senior management of the referral bank.

Bank account opening documents ( Hong Kong ) – For companies incorporated in Hong Kong

1. Documents to be provided by Corporate Clients

• A. Identity card / passport copies of an individual, any two directors (including managing directors and legal representative), all beneficiary owners and all authorized signors (certified by the relevant persons) ;
• B. Memorandum and Articles of Association : The original one or a certified true copy certified by the appropriate person ;
• C. All directors: please refer to the headline “Documents to be provided by Directors of Corporate Clients” ;
• D. Legal documents that showing the registered office, directors and major shareholders’ detail or particulars: Certified by directors of the corporate clients during the past 6 months and / or certified by an appropriate agent ;
• E. Corporate client with various hierarchy levels: If the shareholder is a corporate, the client should provide an organization chart which shows the relationship with the ultimate beneficiary owner(s) ;
• F. Copy of Business Registration Certificate: Submit the Organization Code Certificate, Tax Registration Certificate issued to Carry out Business and Customers, the original license of Activities of Community and its certified copy by an appropriate person ;
• G. Copy of the Foreign Application to open Account issued by the State Administration of Foreign Exchange ;
• H. Business Account Opening Form and the attached Signature Card.

   

2. Documents to be provided by Directors of Corporate Clients

• Certified copy of Board resolution authorizing the respective director(s) to act and deal with for and on behalf of the corporate (in his capacity as director) the bank account operation and incidental matters ;
• Certified copy of the certificate of incorporation ;
• Original or certified copy of the memorandum and articles of association ;
• Certified copy of the business registration certificate (if the corporate director has its registered office or principal place of business in Hong Kong) ;
• If its corporate director is incorporated in Hong Kong: certified copy of the respective Form NC1 / D2A / D2B / share allotment form (SC1) / Annual Return ;
• If its corporate director is incorporated in BVI, Seychelles, Bermuda, Cayman Islands etc, certification of the directors’ capacity, registered office statutory filing and directors’ detailed particulars for the immediate past six months ;
• If its corporate directors are incorporated in other jurisdictions, the directors’ capacity, registered office, statutory filing and directors’ details or particulars for the immediate past six months.

3. Notes

• (a) Person not holding a permanent Hong Kong ID Card (i.e. his ID card has the capital letter “A”) should provide passport copy;
• (b) Beneficiary owner means the following individual who can :-

i. Directly or indirectly beneficially owned not less than 10% of the issued share capital or profit of the relevant company ;

ii. Directly or indirectly beneficially owned not less than 10% of the voting rights or has influence on the voting rights ; or
iii. Exercise control over the ultimate control rights ;
iv. If that company representing another nature person, means that nature person

• (c) Fit and proper signor for certification means:-

(A) lawyer, accountant, notary public, accountant, tax consultant or any legal representative of the countries listed in note 4 below
(B) Note 4 (below): the attorneys listed in any countries thereof, the accountants, notaries, auditors, tax advisers or judicial staff;
(C) Note 4 (below) the registered or listed in any countries thereof, their senior officers of a financial institution which has operational headquarters in the note below;
(D) A member of the Hong Kong Institute of Chartered Secretaries;
(E) An officer of Standard Chartered Group Limited or its subsidiaries;
(F)  Embassy verify the identity documents issued by the country's consulate or high commission staff;
(G)  JP.

• (d) Aruba, Australia, Austria, Belgium, Brazil, Canada, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Guernsey, Hong Kong, Hungary, Iceland, Ireland, Italy, Japan. This, Jersey, the Netherlands, Luxembourg, Malta, New Zealand, Norway, waves, Portugal, Singapore, Slovakia, Grams, Slovenia, South Africa, Spain, Sweden, Switzerland, the Isle of Man, United Kingdom, United States.

• (e) An appropriate intermediate institutions are defined as :-

(A) Any State four lawyers listed or registered under supervision or a qualified financial institution or in the disclosures in note accountant;
(B) The Bank endorses an accredited institution engaged in company secretarial services, and the intermediaries are required to participate in arrangements account matter relating to the company's application for registration or account is currently employed by the applicant.

• (f) Shareholders of a corporation that includes the company name, the country of establishment and its relevant information;
• (g) The applicant must not has been dissolved or was removed, liquidation or at the closure of business or being dissolved, removed, liquidation or winding up the business and it should declare such fact in the encumbrance certificate. In addition to encumbrance certificate, where if the company is an Bermuda, Cayman Islands or Samoa applicant, the respective registration shall submit the following additional documents:

       (A) A certificate of Compliance (applicable to accounts registered in Bermuda applicant);
       (B) A certificate of Good Standing (for company registration application to open account in Cayman Islands);
       (C) Confirmation of the Appointed Registered Agent (for the applicant company registered in Samoa).

• (h)    If an overseas company registered and established for less than a year, the company is required to provide a credible or bank letter of introduction from its director / major shareholders / beneficial owners (issued by the respective overseas countries), or it may be exempted from this letter of introduction from its director / major shareholder / beneficial owners, while from some people who are the existing customers or by a certified public accountant of the respective countries / law firms / authorized intermediaries or may be introduced by recent bank statements for the previous three months instead.
• (i) It includes the personal management for the corporation's ultimate one to exercise control over.

 
4. Bank reference letter’s requirement
(a) Letter head of the referral bank, full name, telephone number, fax number and address ;
(b) Issuing date ;
(c) State clearly the clients’ full name (or company’s name) and its identification document number (or for corporate, the CI number) or its other relevant number ;
(d) Signature and full name of the senior management of the referral bank.

Bank account opening documents ( Hong Kong ) – For companies incorporated in BVI, Cayman Islands, Samoa, Seychelles, Bermuda, Belize

1. Documents to be provided by Corporate Clients

• Identity card / passport copies of an individual, any two directors (including managing directors and legal representative), all beneficiary owners and all authorized signors (certified by the relevant persons) ;
• Memorandum and Articles of Association : The original one or a certified true copy certified by the appropriate person ;
• All directors: please refer to the headline “Documents to be provided by Directors of Corporate Clients” ;
• Legal documents that showing the registered office, directors and major shareholders’ detail or particulars: Certified by directors of the corporate clients during the previous 6 months and / or certified by an appropriate agent ;
• Corporate client with various hierarchy levels: If the shareholder is a corporate, the client should provide an organization chart which shows the relationship with the ultimate beneficiary owner(s) ;
• Copy of Business Registration Certificate: Submit the Organization Code Certificate, Tax Registration Certificate issued to Carry out Business and Customers, the original license of Activities of Community and its certified copy by an appropriate person ;
• Copy of the Foreign Application to open Account issued by the State Administration of Foreign Exchange ;
• Business Account Opening Form and the attached Signature Card.

2. Documents to be provided by Directors of Corporate Clients

• Certified copy of Board resolution authorizing the respective director(s) to act and deal with for and on behalf of the corporate (in his capacity as director) the bank account operation and incidental matters ;
• Certified copy of the certificate of incorporation ;
• Original or certified copy of the memorandum and articles of association ;
• Certified copy of the business registration certificate (if the corporate director has its registered office or principal place of business in Hong Kong) ;
• If its corporate director is incorporated in Hong Kong: certified copy of the respective Form NC1 / D2A / D2B / share allotment form (SC1) / Annual Return ;
• If its corporate director is incorporated in BVI, Seychelles, Bermuda, Cayman Islands etc, certification of the directors’ capacity, registered office statutory filing and directors’ detailed particulars for the immediate past six months ;
• If its corporate directors are incorporated in other jurisdictions, the directors’ capacity, registered office, statutory filing and directors’ details or particulars for the immediate past six months.  

3 Notes

• (a) Person not holding a permanent Hong Kong ID Card (i.e. his ID card has the capital letter “A”) should provide passport copy;
• (b) Beneficiary owner means the following individual who can :-

i. Directly or indirectly beneficially owned not less than 10% of the issued share capital or profit of the relevant company ;
ii. Directly or indirectly beneficially owned not less than 10% of the voting rights or has influence on the voting rights ; or
iii. Exercise control over the ultimate control rights ;
iv. If that company representing another nature person, means that nature person

• (c) Fit and proper signor for certification means:-

1. Lawyer, accountant, notary public, accountant, tax consultant or any legal representative of the countries listed in note 4 below
2. Note 4 (below): the attorneys listed in any countries thereof, the accountants, notaries, auditors, tax advisers or judicial staff;
3. Note 4 (below) the registered or listed in any countries thereof, their senior officers of a financial institution which has operational headquarters in the note below;
4. Member of the Hong Kong Institute of Chartered Secretaries;
5. An officer of Standard Chartered Group Limited or its subsidiaries;
6. Embassy verify the identity documents issued by the country's consulate or high commission staff;
7. JP.

• (d) Aruba, Australia, Austria, Belgium, Brazil, Canada, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Guernsey, Hong Kong, Hungary, Iceland, Ireland, Italy, Japan. This, Jersey, the Netherlands, Luxembourg, Malta, New Zealand, Norway, waves, Portugal, Singapore, Slovakia, Grams, Slovenia, South Africa, Spain, Sweden, Switzerland, the Isle of Man, United Kingdom, United States.

• (e) An appropriate intermediate institutions are defined as :-

(A) Any State four lawyers listed or registered under supervision or a qualified financial institution or in the disclosures in note accountant;
(B) The Bank endorses an accredited institution engaged in company secretarial services, and the intermediaries are required to participate in arrangements account matter relating to the company's application for registration or account is currently employed by the applicant.

• (f) Shareholders of a corporation that includes the company name, the country of establishment and its relevant information;
• (g) The applicant must not has been dissolved or was removed, liquidation or at the closure of business or being dissolved, removed, liquidation or winding up the business and it should declare such fact in the encumbrance certificate. In addition to encumbrance certificate, where if the company is an Bermuda, Cayman Islands or Samoa applicant, the respective registration shall submit the following additional documents:

       (A) A certificate of Compliance (applicable to accounts registered in Bermuda applicant);
       (B) A certificate of Good Standing (for company registration application to open account in Cayman Islands);
       (C) Confirmation of the Appointed Registered Agent (for the applicant company registered in Samoa).

• (h)    If an overseas company registered and established for less than a year, the company is required to provide a credible or bank letter of introduction from its director / major shareholders / beneficial owners (issued by the respective overseas countries), or it may be exempted from this letter of introduction from its director / major shareholder / beneficial owners, while from some people who are the existing customers or by a certified public accountant of the respective countries / law firms / authorized intermediaries or may be introduced by recent bank statements for the previous three months instead.
• (i) It includes the personal management for the corporation's ultimate one to exercise control over.

10. Bank reference letter’s requirement
(a) Letter head of the referral bank, full name, telephone number, fax number and address ;
(b) Issuing date ;
(c) State clearly the clients’ full name (or company’s name) and its identification document number (or for corporate, the CI number) or its other relevant number ;
(d) Signature and full name of the senior management of the referral bank.